Signing up for a mortgage, also known as a home loan is arguably the biggest financial undertaking a person will take on in their life. So it is important to find the deal that is right for you.
There are all sorts of mortgages in the market and this can be confusing, so at Complete Financial Solutions we will be able to talk you through the best deal that is right for your needs.
However, there is more to mortgages than just looking at the interest rates and the repayment schedules. You need to look at the different types of loans and how they fit it with your current circumstances and plans for the future.
The obvious decision you will have to make is whether you want a fixed or a variable interest rate (or a combination of both). As they imply, one ensures you pay the same amount every month for a fixed period of time while the other fluctuates depending on financial interest rates.
When it comes to mortgages, small things make a huge difference which is why you need to talk to a Mortgage Broker. At Complete Financial Solutions, we have helped many people over the years when it comes to finding the perfect home loan package or mortgage. We will take the time to compare loans for you, talk you through the various options and handle the paperwork when you decide to go ahead with a particular lender.
We will also point out any special offers that become available. You can have a redraw facility which entitles you to have access to any extra repayments you have previously made should you fall short of cash. Then there is the mortgage offset account which allows you to put any savings to work to reduce your loan interest charge. This means you can pay less interest on the balance of your loan as it is deducted from the loan when interest is calculated.
So at Complete Financial Solutions we can help you with all of your home, business or investment loans – these services are performed under our Australian Credit License number 387325 in association with AFG.