Complete Financial Solutions ABN 276 471 710 90 (“Complete Financial Solutions”) is an authorised representative of Financial Wisdom Limited ABN 70 006 646 108, AFSL 231138 (“Financial Wisdom”). Financial Wisdom is a wholly owned but non-guaranteed subsidiary of the Commonwealth Bank of Australia.
Acceptance and changes to terms and conditions
Your access to the Complete Financial Solution’s website (“the Website”) is subject to:
- These terms and conditions; and
Access for persons from Australia only
Financial Wisdom is not authorised to carry on business in any jurisdiction other than Australia. As a consequence, Complete Financial Solutions is only authorised to provide financial advice and services in Australia. Accordingly, the information on the Website is directed to and available for Australian residents only.
General information only
The information on the Website is of a general nature only and has been prepared without taking into account your, or any other investor’s, particular financial needs, circumstances and objectives. The information on the Website should not be construed as financial, taxation or legal advice.
Complete Financial Solutions recommends that you consult a financial adviser for advice that addresses your specific needs and situation before making investment decisions.
Accuracy of information, Website performance and limitation of liability
Complete Financial Solutions does not warrant the accuracy, completeness or currency of information made available through the Website.
Complete Financial Solutions makes no warranty that the use or operation of the Website will be uninterrupted or error-free or that the Website is suitable for any particular purpose or has any performance, functionality or security features except as Complete Financial Solutions is required to provide by law.
To the extent permitted by law, neither Complete Financial Solutions nor Financial Wisdom and their respective employees, agents and authorised representatives will not be liable for or in connection with any loss or damage (including indirect, special or consequential loss or damage) arising from the use of, or reliance on, any information on the Website whether or not caused by any negligent act or omission in information made available through the Website. However, Complete Financial Solutions will endeavour to ensure that information is updated as soon as practicable when it becomes aware that material changes have occurred.
Links to other websites
The Website may have links to other websites, which are operated by third parties. These links are provided for your convenience and neither Complete Financial Solutions nor Financial Wisdom endorses or approves the information, graphics and materials that may be contained on those websites.
Furthermore, neither Complete Financial Solutions nor Financial Wisdom make any warranties or representations regarding the accuracy, quality or timeliness of such third-party information, graphics or materials. If you obtain goods or services from these third parties then it is at your own risk. You indemnify Complete Financial Solutions and Financial Wisdom against all liability, loss, damage, cost and expense arising from or relating to your obtaining goods or services from a third party referred to in the Website.
Complete Financial Solutions recommends that you do not act on the information contained within these websites without obtaining financial advice.
Users of the Website understand and agree that all disputes will be governed by and construed in accordance with the laws of the state in which Complete Financial Solutions has its registered office, and all users and Complete Financial Solutions submit to the non-exclusive jurisdiction of the courts of that state.
Complete Financial Solutions and related logos are trademarks of Complete Financial Solutions registered in Australia. Financial Wisdom, Commonwealth Bank of Australia and related logos are trademarks registered in Australia.
Copyright in the information provided on the Website is owned by Complete Financial Solutions unless specified otherwise in which case it has been reproduced with the consent of the copyright owner. You may not alter or modify copyright material (whether the copyright is owned by Complete Financial Solutions or a third party) in any way. This information may be viewed online and may be reproduced in hard copy only for your personal reference.
You may only use the trade marks and copyright material on the Website with Complete Financial Solutions’s (and where relevant, the third party’s) express permission and in accordance with Complete Financial Solutions’s (and any third party’s) directions from time to time. The use of, and creation of links to, the Website (including use of Complete Financial Solutions’s trade marks and copyright material and the trade marks and copyrights of any third party) are at the risk of the user and are subject to Complete Financial Solutions’s (and any third party’s) rights and the user’s general legal obligations. Complete Financial Solutions, Financial Wisdom and Commonwealth Bank of Australia make no warranty and accept no liability in relation to use of the trademarks outside Australia. For further information about creating links to the Website and about using Complete Financial Solutions’s (and any third party’s) trademarks and other material, contact Complete Financial Solutions on 08 9330 8886.